Articles
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Nigeria’s Northern Region Records 49% Financial Inclusion Rate as Opposed to 77% Inclusion Rate in the South
In terms of mobile usage, the EFInA report of 2018 shows that 3.08 million (representing 3.1% of the adult population) have both mobile money and bank account while 0.3% adults have only mobile…
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Understanding Lagos State Finances and its Preference for External Debt over Internal Debt
Lagos State Government recently released its financial statement and we provide an insightful analysis into the state finances and its debt profile.
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Nigeria’s Tier-1 Banks Made Interest Income of N1.52 trillion and PAT of N521.92 billion in Q3 2019
The Q3 financial statement of the five banks reveal they earned N1.52 trillion on charging interest in the first 9 months of 2019 and they made a Profit After Tax of N521.92bln in…
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Analysis of the Operations and Performance of MTN Nigeria and Airtel Nigeria as at September 30, 2019
This analysis takes into consideration the operations and performance of the two Telecoms companies- MTN and Airtel listed on the Nigerian Stock Exchange. In this analysis, insights into the operations of the two…
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More Than 90% of the 774 Local Government in Nigeria Exist to Only Pay Salaries
There have been different views on the activities of the 774 local government in Nigeria as the need to cut down expenditure arises while ensuring growth among all areas of the country. This…
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Performance Review of Nigeria’s Vision 20: 2020 (2009- 2020)
This article is inspired by the column which appeared on Punch Newspaper titled: “Vision 2020: Momento of a Failed Project”. It therefore aims to give a detailed report card of how Nigeria has…
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The World, Africa, West Africa and Nigeria’s Economy in 2018
In 2018, the International Monetary Fund (IMF) put the value of all goods and services produced in the world at $84.74 trillion with the United States as the largest economy in the world…
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Download Past Questions for Union Bank Management Trainee Program
Download the Past Questions for the 2019 Union Bank Management Trainee Program.
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Demystifying Nigeria’s Conscious Attempt to Keep a Low Debt Profile as Debt Servicing Becomes Worrisome
This research compares the debt figures with global thresholds as well as with the key debt management framework of the Debt Management Office so as to know the debt path of the country…
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Download Full Project- Impact of External Debt on Economic Growth
The main objective of this study is to examine the effects of the various sources of public or external debt on economic growth in Nigeria and highlight the public debts which are more…
